PERSONAL FINANCE CHALLENGE

2023 12 MONTH PERSONAL FINANCE CHALLENGE

JAN - Set a 2023 Monthly budget

FEB - Sell or donate things you no longer use

MAR - Cancel unnecessary subscriptions

APRIL - Do not buy Coffee at the Coffee Shops

MAY - No-spend month, buy only necessities

JUNE - Save $150 this month

JULY - No going out or take out

AUGUST - No-spend month, buy only necessities

SEPT - Monitor your grocery shopping purchases, always have a list when shopping

OCT - Don't buy new Halloween costume, decorations, or makeup. Use what you have or DIY from what you can find at your place or in nature.

NOV - No Black Friday or sales. You don't need anything. 

DEC - Gift Shopping - set a budget & buy only things that are necessary or can be used by the person. Don't waste your money.